/* JF Consultoria Empresarial — estilo do blog (/blog/) */
:root{
  --preto:#0a0a0a; --preto2:#141414; --dourado:#FDDE5A; --dourado-esc:#d9b23a;
  --cinza:#f4f4f2; --texto:#1f1f1f; --texto2:#555; --borda:#e4e4df; --branco:#fff;
  --verde:#1f8a4c; --vermelho:#c0392b;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Montserrat',Arial,sans-serif;color:var(--texto);background:var(--branco);line-height:1.7;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.container{max-width:1140px;margin:0 auto;padding:0 20px}

/* Topo */
.topo{background:var(--preto);position:sticky;top:0;z-index:50;border-bottom:1px solid #222}
.topo .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.marca{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff;font-weight:600;font-size:15px;line-height:1.2}
.marca img{width:44px;height:44px;border-radius:50%}
.marca strong{color:var(--dourado);font-weight:800}
.menu{display:flex;align-items:center;gap:26px}
.menu a{color:#ddd;text-decoration:none;font-size:14px;font-weight:600}
.menu a:hover,.menu a.ativo{color:var(--dourado)}
.menu .btn{padding:10px 18px;font-size:12px}
@media (max-width:780px){.menu a:not(.btn){display:none}.marca span{font-size:13px}}

/* Botões */
.btn{display:inline-block;background:linear-gradient(135deg,#FDDE5A,#e8bf3c);color:#0a0a0a !important;text-decoration:none;font-weight:800;text-transform:uppercase;letter-spacing:.5px;font-size:14px;padding:15px 28px;border-radius:6px;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(253,222,90,.35)}
.btn-contorno{display:inline-block;color:#fff;border:2px solid var(--dourado);padding:13px 26px;border-radius:6px;text-decoration:none;font-weight:700;font-size:14px;text-transform:uppercase}
.btn-contorno:hover{background:var(--dourado);color:#0a0a0a}

/* Migalhas */
.migalhas{font-size:13px;color:#aaa;margin-bottom:18px}
.migalhas a{color:#ccc;text-decoration:none}
.migalhas a:hover{color:var(--dourado)}

/* Hero */
.hero{background:radial-gradient(circle at 85% 20%,#2a2410 0%,var(--preto) 55%);color:#fff;padding:56px 0 60px}
.hero .rotulo{display:inline-block;color:var(--dourado);font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;margin-bottom:12px}
.hero h1{font-size:clamp(28px,4.4vw,44px);line-height:1.18;font-weight:800;max-width:860px}
.hero h1 em{font-style:normal;color:var(--dourado)}
.hero p.sub{color:#cfcfcf;font-size:18px;max-width:760px;margin-top:16px}
.meta{display:flex;flex-wrap:wrap;gap:8px 18px;color:#aaa;font-size:13px;margin-top:22px}
.meta b{color:#eee;font-weight:600}

/* Artigo */
.artigo-wrap{padding:48px 0 20px}
.artigo{max-width:780px;margin:0 auto;padding:0 20px}
.artigo h2{font-size:clamp(22px,3vw,28px);line-height:1.3;font-weight:800;margin:46px 0 14px;color:var(--preto)}
.artigo h3{font-size:19px;font-weight:700;margin:28px 0 10px}
.artigo p{margin:0 0 16px}
.artigo ul,.artigo ol{margin:0 0 18px 22px}
.artigo li{margin-bottom:8px}
.artigo a{color:#8a6a00;font-weight:600}
.artigo strong{color:var(--preto)}
.indice{background:var(--cinza);border-radius:10px;padding:20px 24px;margin:8px 0 30px}
.indice b{display:block;font-size:13px;text-transform:uppercase;letter-spacing:1px;margin-bottom:8px}
.indice ol{margin:0 0 0 20px;font-size:15px}
.indice a{color:var(--texto);font-weight:500;text-decoration:none}
.indice a:hover{color:#8a6a00}

.resposta{border-left:5px solid var(--dourado);background:#fffbe8;padding:20px 24px;border-radius:0 10px 10px 0;margin:0 0 26px}
.resposta p:last-child{margin:0}
.formula{background:var(--preto);color:#fff;border-radius:10px;padding:22px 24px;text-align:center;margin:20px 0 24px;font-size:clamp(17px,2.6vw,22px);font-weight:700}
.formula span{color:var(--dourado)}
.formula small{display:block;color:#bbb;font-size:13px;font-weight:500;margin-top:6px}
.nota{font-size:14px;color:var(--texto2);background:var(--cinza);border-radius:8px;padding:12px 16px;margin:0 0 20px}
.alerta{border-left:5px solid var(--vermelho);background:#fdf1ef;padding:18px 22px;border-radius:0 10px 10px 0;margin:20px 0 24px}
.alerta p:last-child{margin:0}

.tabela-wrap{overflow-x:auto;margin:16px 0 24px;border:1px solid var(--borda);border-radius:10px}
table.tabela{width:100%;border-collapse:collapse;font-size:15px;min-width:460px}
.tabela th{background:var(--preto2);color:#fff;text-align:left;padding:12px 14px;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.5px}
.tabela td{padding:11px 14px;border-top:1px solid var(--borda)}
.tabela tr:nth-child(even) td{background:#fafaf8}
.tabela td.num,.tabela th.num{text-align:right;white-space:nowrap}
.tabela tr.total td{background:#fffbe8;font-weight:800}

/* Calculadora */
.calc{background:var(--preto);color:#fff;border-radius:14px;padding:28px 26px;margin:24px 0 30px;scroll-margin-top:90px}
.calc h3{color:var(--dourado);margin:0 0 4px;font-size:21px}
.calc .calc-sub{color:#bbb;font-size:14px;margin-bottom:20px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 18px}
.calc label{display:block;font-size:13px;font-weight:600;color:#ddd;margin-bottom:5px}
.calc .campo{display:flex;align-items:center;background:#1c1c1c;border:1px solid #333;border-radius:8px;overflow:hidden}
.calc .campo:focus-within{border-color:var(--dourado)}
.calc .campo span{padding:0 12px;color:#999;font-size:14px;font-weight:700}
.calc input{flex:1;min-width:0;background:transparent;border:0;color:#fff;font:600 16px 'Montserrat',Arial,sans-serif;padding:12px 12px 12px 0;outline:none}
.calc .campo.pre input{padding-left:0}
.calc .campo.suf input{padding-left:12px}
.calc .cheio{grid-column:1/-1}
.calc-res{margin-top:22px;border-top:1px solid #333;padding-top:20px}
.calc-destaque{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.calc-destaque div{background:#1c1c1c;border-radius:10px;padding:14px;text-align:center}
.calc-destaque small{display:block;color:#aaa;font-size:12px;text-transform:uppercase;letter-spacing:.5px}
.calc-destaque b{display:block;font-size:22px;color:#fff;margin-top:4px}
.calc-destaque .preco b{color:var(--dourado);font-size:26px}
.calc-detalhe{width:100%;border-collapse:collapse;font-size:14px;margin-top:16px}
.calc-detalhe td{padding:7px 4px;border-bottom:1px solid #262626;color:#ccc}
.calc-detalhe td:last-child{text-align:right;color:#fff;font-weight:600;white-space:nowrap}
.calc-msg{margin-top:14px;font-size:14px;border-radius:8px;padding:12px 14px;background:#1c1c1c;color:#ddd}
.calc-msg.erro{background:#3a1512;color:#ffb4a8}
.calc-cta{margin-top:18px;display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.calc-cta p{font-size:14px;color:#bbb;margin:0;flex:1 1 240px}
@media (max-width:620px){.calc-grid{grid-template-columns:1fr}.calc-destaque{grid-template-columns:1fr}.calc{padding:22px 18px}}

/* Barras (para onde foi o dinheiro) */
.barras{margin:18px 0 26px;display:flex;flex-direction:column;gap:10px}
.barra{display:grid;grid-template-columns:190px 1fr 92px;gap:12px;align-items:center;font-size:14px}
.barra .trilho{background:var(--cinza);border-radius:6px;height:22px;overflow:hidden}
.barra .preenche{height:100%;background:linear-gradient(90deg,#FDDE5A,#e8bf3c);border-radius:6px}
.barra .preenche.neg{background:linear-gradient(90deg,#e57368,#c0392b)}
.barra .valor{text-align:right;font-weight:700;white-space:nowrap}
@media (max-width:560px){.barra{grid-template-columns:1fr 84px}.barra .trilho{grid-column:1/-1;order:3}}
.tabela tr.sub td{font-weight:800;background:#f4f4f2}
.tabela tr.neg td.num{color:var(--vermelho)}
.passos{counter-reset:p;list-style:none;margin:10px 0 22px !important}
.passos li{counter-increment:p;position:relative;padding:14px 16px 14px 60px;background:var(--cinza);border-radius:10px;margin-bottom:10px}
.passos li::before{content:counter(p);position:absolute;left:16px;top:13px;width:30px;height:30px;border-radius:50%;background:var(--preto);color:var(--dourado);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:14px}

/* FAQ */
.faq details{border:1px solid var(--borda);border-radius:10px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;list-style:none;position:relative;padding-right:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';position:absolute;right:18px;top:12px;font-size:22px;color:var(--dourado-esc);font-weight:800}
.faq details[open] summary::after{content:'−'}
.faq details p{padding:0 18px 16px;margin:0;color:var(--texto2)}

/* Autor */
.autor{display:flex;gap:20px;align-items:center;background:var(--cinza);border-radius:14px;padding:22px;margin:40px 0 10px}
.autor .foto-autor{flex:0 0 96px;height:96px;border-radius:50%;background:var(--preto);overflow:hidden;display:flex;align-items:flex-end;justify-content:center}
.autor .foto-autor img{width:100%;height:100%;object-fit:cover;object-position:top}
.autor b{display:block;font-size:17px}
.autor .cargo{font-size:13px;color:#8a6a00;font-weight:700;text-transform:uppercase;letter-spacing:.5px}
.autor p{font-size:15px;margin:6px 0 0;color:var(--texto2)}
@media (max-width:560px){.autor{flex-direction:column;text-align:center}}

/* Serviço relacionado */
.relacionado{border:2px solid var(--dourado);border-radius:14px;padding:24px;margin:30px 0}
.relacionado .rotulo{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;color:#8a6a00}
.relacionado h3{margin:6px 0 8px}
.relacionado p{color:var(--texto2);font-size:15px}

/* Índice do blog */
.secao{padding:56px 0}
.secao.cinza{background:var(--cinza)}
.secao h2{font-size:clamp(22px,3vw,30px);font-weight:800;margin-bottom:8px}
.secao .intro{color:var(--texto2);margin-bottom:28px;max-width:720px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px}
.cards.quatro{grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}
.card{background:#fff;border:1px solid var(--borda);border-radius:14px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,.08)}
.card .capa{background:var(--preto);color:var(--dourado);padding:26px 22px;font-weight:800;font-size:22px;line-height:1.25;min-height:130px;display:flex;align-items:flex-end}
.card .capa span{color:#fff}
.card .corpo{padding:20px 22px 22px;display:flex;flex-direction:column;gap:10px;flex:1}
.card .tag{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.2px;color:#8a6a00}
.card h3{font-size:18px;line-height:1.35}
.card p{font-size:15px;color:var(--texto2);margin:0}
.card .ler{margin-top:auto;font-weight:700;font-size:14px;color:var(--preto)}
.temas{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.temas a{border:1px solid #444;color:#ddd;text-decoration:none;font-size:13px;font-weight:600;padding:8px 14px;border-radius:30px}
.temas a:hover{border-color:var(--dourado);color:var(--dourado)}

/* Chamada final */
.cta-final{background:var(--preto);color:#fff;text-align:center;padding:64px 0}
.cta-final h2{font-size:clamp(24px,3.4vw,34px);font-weight:800;margin-bottom:12px}
.cta-final h2 em{font-style:normal;color:var(--dourado)}
.cta-final p{color:#ccc;max-width:620px;margin:0 auto 26px}

/* Rodapé */
.rodape{background:#050505;color:#aaa;padding:48px 0 26px;font-size:14px}
.rodape .colunas{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.rodape h4{color:#fff;font-size:15px;margin-bottom:12px}
.rodape ul{list-style:none}
.rodape li{margin-bottom:8px}
.rodape a{color:#bbb;text-decoration:none}
.rodape a:hover{color:var(--dourado)}
.rodape .copy{border-top:1px solid #1d1d1d;margin-top:34px;padding-top:20px;font-size:12px;color:#777}
@media (max-width:720px){.rodape .colunas{grid-template-columns:1fr}}

/* Botão flutuante WhatsApp */
.wpp-flutuante{position:fixed;right:18px;bottom:18px;width:56px;height:56px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 18px rgba(0,0,0,.25);z-index:60}
.wpp-flutuante svg{width:30px;height:30px;fill:#fff}